Jul 16 2020, 08:33 PM
QUOTE(bourse @ Jul 16 2020, 08:20 PM)
first week after funeral, the family should have the Death Cert, Marriage Cert, Beneficial IC, Beneficial Bank Account ready.
Go and claim EPF, SOCSO and Insurance because those dont need Probate/LA if got nominate. Then, close Income Tax account.
During first month, try to search for document (mail/filling) all the bank info, property and assets that should be put under the listing later. If there is any credit card statement, loan or billing, please clear all those outstanding and close those account to stop further direct debit. Any outstanding will cause the Probate withhold at the court until those debts are clear.
Another way is via ATM/Credit card that the deceased person is having. Eg. If got Hong Leong Bank ATM, go to Branch ABC to check the account number/branch. If cannot get, try Branch XYZ. Try till one willing to help. Talk nice nice with them.
If know the account ID & password, login to retrieve those info.
Finally prepare go to Court for Probate/LA. Those incomplete listing, then do again for second round. At least, take out as much as possible before those become unclaimed monies.
Once the Probate done, bring Death Cert, Deceased IC, Marriage Cert, Beneficial IC, Beneficial Bank Account and Probate to the individual branch. Remember to bring Original and Photocopy The bank will deduct some fee and balance will transfer to Beneficial Bank Account.
The above process take around 3-4 months for getting back the Deceased money, exclude the second (missing out) listing.
Do not close all the bank account, keep at least one under Deceased person name because maybe got some money need to deposit. Eg. Mobile service deposit, TNB deposit and so on.
on this, from my experience few years ago,....Go and claim EPF, SOCSO and Insurance because those dont need Probate/LA if got nominate. Then, close Income Tax account.
During first month, try to search for document (mail/filling) all the bank info, property and assets that should be put under the listing later. If there is any credit card statement, loan or billing, please clear all those outstanding and close those account to stop further direct debit. Any outstanding will cause the Probate withhold at the court until those debts are clear.
Another way is via ATM/Credit card that the deceased person is having. Eg. If got Hong Leong Bank ATM, go to Branch ABC to check the account number/branch. If cannot get, try Branch XYZ. Try till one willing to help. Talk nice nice with them.
If know the account ID & password, login to retrieve those info.
Finally prepare go to Court for Probate/LA. Those incomplete listing, then do again for second round. At least, take out as much as possible before those become unclaimed monies.
Once the Probate done, bring Death Cert, Deceased IC, Marriage Cert, Beneficial IC, Beneficial Bank Account and Probate to the individual branch. Remember to bring Original and Photocopy The bank will deduct some fee and balance will transfer to Beneficial Bank Account.
The above process take around 3-4 months for getting back the Deceased money, exclude the second (missing out) listing.
Do not close all the bank account, keep at least one under Deceased person name because maybe got some money need to deposit. Eg. Mobile service deposit, TNB deposit and so on.
CITY bank does NOT entertain my story and news about my brother's death,...i told them he has CITI CC and saving a/c, please stop all SI or direct debit (if any)....
the front desk dose NOT even allow me to talk to their mgr.
so i end up with Amanah Raya,...pass those info to them,...i got every from CITI thru AMANAH about 10 months later.
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yes, that is what i am trying to tell....don't waste time going to the bank or any financial institution to do anything regarding the deceased account,...just goto amanah raya (for example) to settle if don't have a will
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