To be accurate, request the redemption letter from your bank, RM10

I have a term loan few years ago, loan balance around 50k

I plan to full settlement, then bank issue me redemption letter stated require around 55k, which 5k is the penalty that I paid the loan too fast (not the lock in period, is I over paid every month)

I ignored and stop payment for 6 months, request redemtion letter again. Then this time around 51k only

haha, what theory is this

This post has been edited by StupidGuyPlayComp: Jul 9 2020, 09:36 AM