Same situation with u 8-10 years back. Stuck with condo. Cant sell...but luckily rental demand very good.

So i just rent it out. Every end of the year whatever extra saving i got i pump to clear the principle...also am quite lucky my mom frm time to time also help top up to clear the principle faster...

Past 2 years the house fully paid up. Total rental minus maintenance fee, misc billls nett income to me monthly rm1.3-1.4k...plus small dividend/interest from my liquid saving asset monthly passive income around 2k+- monthly...

Yeah house is quite risky nowadays...illiquid asset...ur capital/asset stuck there for years. Thats why i dont buy many house. 2 units only. Even my bro in law, FIL try to dispose their investment unit also no takers....

Cash is king to me. In time during emergency i can even withdraw loan from my overdraft cash pledge facility...

Same story as well with landed.

Its like asking to bleed twice or more monthly topping up the commitment...

My FIL landed house beside, her neighbours try to sell the house for yearsss, no takers...market value 650k++ wolling to turun until 500k baru ada buyer...buyer also lucky is datuk cash rich...500k landed subsale frankly speaking u need to standby minimum 20% cash bro...10% dp, the other % legal fees, change of ownership stamp duty, misc emergency repair, minor reno.... not many ppl have that cash and willing to splash it around. If they hve also probably think 10 times or more want to splash to get house or not...

Tak baik jangan ini machiem taukeh kaya incubus_skj