Update on those using e-pay & grabpay. You can now offset some payment by using grabpoint. Alternative if dont want to redeem voucher.
Been using it since a month, so far grabpoint has consistent bank in every 3 days to wallet.
Redeemed few Lazada voucher to offset payment & at this moment quite happy with it as grabpoint easy to accumulate by either top up or make a purchase.
Wonder how they calculate 3% reward when using this card. By top up (5x) and (3x) point = 8x point, the cash back almost on par as AMEX (5% cash back) with slight different. Not to say, that i can use the cash back more faster than wait for AMEX (statement date).
Just did a comparison by paying unifi bill:
RM 190 X 3x = 570 point
Top up 200 X 5x = 1000 point
Total 1570 point . With 800 as RM5. Almost get RM 10 cash back.
If use AMEX to pay, RM190 *5% = RM9.50 cashback.
Both almost identical.