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Credit Cards MBB x Shopee / MBB x Grab Credit Card Thread, |MBB xShopee/Grab Cobrand CC Discussion|

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nickcct
post Jul 1 2020, 09:40 AM

Une Vie Fantastique
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Anyone experience half way of application, click next no response? using Chrome.
Wolgie
post Jul 1 2020, 10:11 AM

Look at all my stars!!
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Im apply already tru shopee link.
Let see how now.

QUOTE(cipan2001 @ Jul 1 2020, 09:35 AM)
user posted image

I did not receive any sms or email on the approval.. but check on M2U this Morning.

Applied yesterday night
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where u see this pending status?


This post has been edited by Wolgie: Jul 1 2020, 10:14 AM
TongCN
post Jul 1 2020, 10:19 AM

Look ma, I have lots stars :D
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QUOTE(Wolgie @ Jul 1 2020, 10:11 AM)
Im apply already tru shopee link.
Let see how now.
where u see this pending status?
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Maybank App
asrin
post Jul 1 2020, 10:24 AM

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QUOTE(spreeeee @ Jul 1 2020, 09:21 AM)
new to bank?
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Nope..got already one PETRONAS Ikhwan card..
cipan2001
post Jul 1 2020, 10:28 AM

W.D -> Lecroy
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Yes.. from Maybank Apps
Ethan
post Jul 1 2020, 10:34 AM

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QUOTE(asrin @ Jul 1 2020, 09:19 AM)
RM:0.00 Maybankard: We regret to inform that we are unable to accede to your card application. Thank you for your interest shown.

My application has been declined..any advise to appeal?
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My brother also same here.
New to bank. Declined.

doh.gif

ClarenceT
post Jul 1 2020, 10:40 AM

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QUOTE(asrin @ Jul 1 2020, 10:24 AM)
Nope..got already one PETRONAS Ikhwan card..
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Terminate your Maybank Islamic cards.
It is not easy to get a new Credit Limit from Maybank Conventional, if you already have a Credit Limit from Maybank Islamic.
asrin
post Jul 1 2020, 10:49 AM

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QUOTE(ClarenceT @ Jul 1 2020, 10:40 AM)
Terminate your Maybank Islamic cards.
It is not easy to get a new Credit Limit from Maybank Conventional, if you already have a Credit Limit from Maybank Islamic.
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Thought can have both cards..then have to reconsider..hmm..
ClarenceT
post Jul 1 2020, 11:14 AM

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QUOTE(asrin @ Jul 1 2020, 10:49 AM)
Thought can have both cards..then have to reconsider..hmm..
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Discuss with Maybank Card Centre, you offer to reduce existing Credit Limit (Maybank Islamic) by half, assign another half for Maybank Conventional, see Maybank Card Centre will accept this arrangement.
asrin
post Jul 1 2020, 11:50 AM

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QUOTE(ClarenceT @ Jul 1 2020, 11:14 AM)
Discuss with Maybank Card Centre, you offer to reduce existing Credit Limit (Maybank Islamic) by half, assign another half for Maybank Conventional, see Maybank Card Centre will accept this arrangement.
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Can do it online?..or have to walk in to nearest Maybank branch?..
sakuraboo
post Jul 1 2020, 12:10 PM

thereisnospoon
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QUOTE(Anson Wong 412 @ Jul 1 2020, 08:17 AM)
Not given me anything yet. For existing user only able to get 5,000 shopee coin saja.

Basically visa & Mastercard almost the same feature. Depends on what You need, Cashback, points, Lounge etc
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Ic

Did you get the coins already
ClarenceT
post Jul 1 2020, 12:25 PM

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QUOTE(asrin @ Jul 1 2020, 11:50 AM)
Can do it online?..or have to walk in to nearest Maybank branch?..
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Discuss with Maybank Card Centre.
I helped my friend to appeal by email a few years ago. At the end Maybank didn't approve.
It is possible to convert from Conventional Credit Limit to Islamic Credit Limit, but not from Islamic to Conventiional (Note: still possible to get conventional CC)
So it will be easier you terminate Islamic CC, then apply for Conventional CC (for Maybank-Shopee CC, M2 Amex, FCB VS), then convert part of conventional CL to Islamic CL (for Ikhwan Visa/Mastercard).

asrin
post Jul 1 2020, 12:40 PM

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QUOTE(ClarenceT @ Jul 1 2020, 12:25 PM)
Discuss with Maybank Card Centre.
I helped my friend to appeal by email a few years ago. At the end Maybank didn't approve.
It is possible to convert from Conventional Credit Limit to Islamic Credit Limit, but not from Islamic to Conventiional (Note: still possible to get conventional CC)
So it will be easier you terminate Islamic CC, then apply for Conventional CC (for Maybank-Shopee CC, M2 Amex, FCB VS), then convert part of conventional CL to Islamic CL (for Ikhwan Visa/Mastercard).
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Ok thanks a lot for the explanation.. even have cards in MBB also difficult..
ClarenceT
post Jul 1 2020, 12:47 PM

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QUOTE(asrin @ Jul 1 2020, 12:40 PM)
Ok thanks a lot for the explanation.. even have cards in MBB also difficult..
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Not MBB's problem but dual banking systems.
Maybank (Conventional) and Maybank Islamic are 2 different legal entities.
Human Nature
post Jul 1 2020, 01:53 PM

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QUOTE(ClarenceT @ Jul 1 2020, 06:13 AM)
Shopee Coins normally expire in 3 months. If 5000 coins/month, you need to spend RM200 (monthly average) at Shopee. At this moment Free Shipping Vouchers are very limited if you don't use ShopeePay e-wallet. A lot of offers are also limited to ShopeePay. So I still prefer using other CC to top up ShopeePay.

For dining, Contactless and Entertainment, PB VS, PB QV, HLB Wise, RHB VS and some ewallets may give better rebate % at this moment.

For other transactions, if 1% return, good for insurance but limited to RM5000 per month, alternative to OCBC Titanium or HLB Essential.
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Same thinking thumbsup.gif
Pop The Bubbles
post Jul 1 2020, 02:45 PM

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Got declined too... New to bank. Lol....
Wolgie
post Jul 1 2020, 04:16 PM

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QUOTE(TongCN @ Jul 1 2020, 10:19 AM)
Maybank App
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No See. do means i fail register? i get my TACno of appl credit card and confirm
mhmmm dry.gif
rickyro
post Jul 1 2020, 05:27 PM

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QUOTE(cipan2001 @ Jul 1 2020, 09:35 AM)
user posted image

I did not receive any sms or email on the approval.. but check on M2U this Morning.

Applied yesterday night
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Nothing appearing in my app yet... I applied at midnight
j1anhan
post Jul 1 2020, 06:21 PM

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QUOTE(asrin @ Jul 1 2020, 09:19 AM)
RM:0.00 Maybankard: We regret to inform that we are unable to accede to your card application. Thank you for your interest shown.

My application has been declined..any advise to appeal?
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Been using MBB credit cards for the past 6 years. Applied got rejected. I suspect it's my credit score dry.gif
ClarenceT
post Jul 1 2020, 06:41 PM

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QUOTE(j1anhan @ Jul 1 2020, 06:21 PM)
Been using MBB credit cards for the past 6 years. Applied got rejected. I suspect it's my credit score  dry.gif
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If you are holding Maybank M2 Amex Platinum (requirement RM60k) or FCB VS (RM48k), you can add this new card easily as all the Maybank (conventional) CC are sharing the Credit Limit (existing), but the stupid M2U Artificial Intelligence may reject you. Send an appeal to Card Centre and let the human go through your application.

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