Hi sifus,

Recentlya few of my FDs worth around 150k have run their term and I've been talking to Maybank Rs Manager.
I usually toss most things into FD, howver with interest rates falling, I do not want to tie my money up in FDs for now.

She recommends me Malaysia Maybank Sukuk Fund, which is comprised of purely malaysian bond market.

Some of the holdings include UEM, YTL PLUS, SEB, EDRA ENERGY, TENAGA, MMC and etc etc. projected annualised returns at 5% and portfolio return at 2.5%

Another one she proposed was TA Asia absolute alpha fund which is pure equity with focus on China and Taiwan, however most of the sector exposure is in IT followed by healthcare. Being that there is an ongoing trade dispute between china and US, is this really a good option considering this is pure equity?

Thanks experts.