For your first house, I’ll suggest you to go for rumawip.

Based on your salary and a DSR ratio of 70%, you should be able to loan up to 300-400k. RUMAWIP starts at 300k so you can definitely afford one.

The only problem is you have to cough up at least 15% for down payment and legal fee, which is around 45k. Based on your saving is definitely not enough. You can probably ask your family for help.

Also based on your age you should have saved more for your future house. And you are staying with your family it should be quite easy to save? Not to mention you only give rm100 to your mom every month which i think should be more 🤔