This licensed money lender, do they operate like how ah longs operate?

anyone knows? need some advice

think is, i think the bank will reject my loan,

i have outstanding credit card bills amounting to a few thousands... (more than 5 less than 10).. so yea..

hmm... i heard of kinros ... not sure if it's ok or not..

how about those ads published in the newspaper? trustable? as in they wont make trouble for u and pull your relatives in?

Taken from http://www.alrajhibank.com.my/index.cfm?sc=58&cm=23

"Personal Financing-i

Al Rajhi Personal Financing-i is an easy way of attaining a personal trade finance facility to purchase any merchandise traded by the Bank. You may trade as many times as you like up to the line of trade granted by the bank to you. All the purchases from the bank are on deferred payment basis, and you can use or dispose the merchandise as you please once the sales contract is executed. This would include the sale of the purchased merchandise to any party as you like for you to raise cash for your personal needs"

hmmm.. i dont understand wat trade wat trade la.. hahaha... if it's personal loan, just say personal loan ma.. rite o not?