Check out this for licensed moneylenders for your safety & peace of mind.

http://www.kpkt.gov.my/ppw/

Another method - find a good fren who's willing to borrow u some $. Of course let him earn some % for his trouble la. I've done this for my junior who got married & bought a hse & a bit tight at the wallet.

Another way, see if a close fren willing to get a personal loan under his name for your benefit. This, i also done b4 for a fren. Both repaid everything.

Just be sure to agree on the repayment between yourselves. The best is put it in black & white so ur clear abt ur responsibility to ur fren.

Last option, look for a moneylender who never turns u away, just see if u thick face enuff. Ask ur parents