I've been selling alot of virtual goods for some time and my customers are usually from US and EU. I used Paypal as my trading platform because I didn't do enough research on how shitty it is.

So one day I received an email stating my customer has opened 3 disputes, on the account of not receiving his items when I have enough screenshot and everything of that transaction. Despite sending those to Paypal I have received my first email today stating that the buyer's credit card company has issued a successful chargeback. The amount is $300, I know it's not a lot to some but I'm just a young student, it's very hard for me to pay back this. This is some unfair shit scam which I can't do anything about and I've had my nights feeling awful shitty about this.

I've read on similar issues and my question is, what happens if I just remove or close the bank account registered to my Paypal account? Will Paypal still be able to chase me? Some sites claim that even though it's out of US they will send debt collectors to get the funds from me. One specific lowyat post in 2015 claimed that 'police will raid' due to my debts.

Anyone has been through a similar situation can advise? Will I be able to prevent any police involvement by first reporting this to the police? Please help me

IINM,
- Have your customer paid you for the item? USD300?
- Have you cashed out the money from Paypal to your bank account?
- Have you tried escalating this to Paypal?