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Money market fund
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Ramjade
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 Feb 16 2022, 11:34 AM
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QUOTE(Davidtcf @ Feb 16 2022, 11:06 AM) Versa 2.4+% interest, KDI save promise 3% per annum - fixed somemore. withdrawal speed Versa is next biz day if before 2.30pm. So KDI Save similar to them for withdrawal speed. Stashaway simple the worst at 2.4% interest, but need 5 biz days usually to withdraw zz 3% rate is promo until end of this year. Not sure what's the rate next year. |
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Pewufod
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Feb 16 2022, 11:39 AM
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QUOTE(Ramjade @ Feb 16 2022, 11:34 AM) 3% rate is promo until end of this year. Not sure what's the rate next year. could revert to 2.25 but its entirely up to their management discretion since its obvious KDI save is just an onboarding platform for KDI Invest |
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Davidtcf
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Feb 16 2022, 11:42 AM
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QUOTE(Ramjade @ Feb 16 2022, 11:34 AM) 3% rate is promo until end of this year. Not sure what's the rate next year. oo yaya always a catch.. until end of year only. In their website didn't mention this: https://ringgitplus.com/en/blog/investment/...-a-returns.htmlthis year can park some there first to earn more  |
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cybpsych
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Feb 16 2022, 11:45 AM
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QUOTE(Davidtcf @ Feb 16 2022, 11:06 AM) Versa 2.4+% interest, KDI save promise 3% per annum - fixed somemore. withdrawal speed Versa is next biz day if before 2.30pm. So KDI Save similar to them for withdrawal speed. Stashaway simple the worst at 2.4% interest, but need 5 biz days usually to withdraw zz actually i was referring to withdrawal difference between KDI vs Versa thanks for the comparison  |
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Pewufod
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Feb 16 2022, 12:31 PM
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go+ bonus rate is only eligible for the first RM3000, looks like KDI save still better
check out the FAQ
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cklimm
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Feb 16 2022, 03:54 PM
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QUOTE(Pewufod @ Feb 16 2022, 12:31 PM) go+ bonus rate is only eligible for the first RM3000, looks like KDI save still better check out the FAQ wow, thanks for the heads up  |
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tadashi987
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Feb 16 2022, 04:53 PM
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wow i invested KDI Save this morning 9am+ just checked and already got the unit and return on the same day   cons is that I still don't get to see what I investing, no details still in the "View Detail" page of what is KDI save underlying |
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Davidtcf
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Feb 16 2022, 05:18 PM
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QUOTE(tadashi987 @ Feb 16 2022, 04:53 PM) wow i invested KDI Save this morning 9am+ just checked and already got the unit and return on the same day cons is that I still don't get to see what I investing, no details still in the "View Detail" page of what is KDI save underlying as long this is legal and SC approved.. we won't get blamed. hope they update their site/app to provide more details later. |
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hafizredha
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Feb 16 2022, 05:25 PM
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QUOTE(tadashi987 @ Feb 16 2022, 04:53 PM) wow i invested KDI Save this morning 9am+ just checked and already got the unit and return on the same day cons is that I still don't get to see what I investing, no details still in the "View Detail" page of what is KDI save underlying i park 100 yesterday and gain 1 cent. |
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Vcys86
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Feb 16 2022, 06:20 PM
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QUOTE(tadashi987 @ Feb 16 2022, 04:53 PM) wow i invested KDI Save this morning 9am+ just checked and already got the unit and return on the same day cons is that I still don't get to see what I investing, no details still in the "View Detail" page of what is KDI save underlying May I ask what're the payment options to send money into KDI Save? |
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tehoice
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Feb 16 2022, 06:34 PM
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QUOTE(tadashi987 @ Feb 16 2022, 04:53 PM) wow i invested KDI Save this morning 9am+ just checked and already got the unit and return on the same day cons is that I still don't get to see what I investing, no details still in the "View Detail" page of what is KDI save underlying for those who signed up for KDI Save / Invest, what will happen if you select you have more than 1 house loan or 1 car loan? |
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Ramjade
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Feb 16 2022, 07:55 PM
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QUOTE(Vcys86 @ Feb 16 2022, 06:20 PM) May I ask what're the payment options to send money into KDI Save? Please read their FAQ. https://digitalinvesting.com.my/faq/#tab-aecb403e5ba02e4b6aaHow do I deposit funds into my KDI Save and/or KDI Invest accounts? QUOTE There are two ways to deposit, either via Online or Offline deposit.
Online Deposit:
You can make online deposits by logging into your KDI account where you will be able to transfer funds from your bank account via FPX. A minimum deposit of RM250 is required for KDI Invest while and a minimum of RM100 is required for KDI Save.
Steps for Online Deposit:
Login to KDI > Select "Deposit" > Select "Online Deposit" > Input the amount respectively under KDI Save and/or KDI Invest > Click “Proceed”
Offline Deposit:
For offline deposits, we accept cheque deposits via our designated Custodian Maybank Account. However, note that the deposit amount must be RM50,000 and above.
You will be required to upload a digital image or picture of the cheque receipt during the deposit process.
Please follow the steps below for Offline Deposit:
Steps for Offline Deposit:
Login to KDI > Select "Deposit" > Select "Offline Deposit" > Input the amounts you want to deposit to both or either KDI Save and/or KDI Invest > Input the “Bank Name” and “Cheque Number” > Upload your cheque image > Click on “Proceed” |
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TSrocketm
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Feb 17 2022, 12:37 AM
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QUOTE(xander83 @ Feb 16 2022, 02:50 AM) Compounded daily interest and liquidity which SSPN can’t offer  Just clarify on the compounding. As long as we do not withdraw from KID Save then it is still compounding based on the said interest. Am I right? |
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tadashi987
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Feb 17 2022, 03:21 AM
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QUOTE(tehoice @ Feb 16 2022, 06:34 PM) for those who signed up for KDI Save / Invest, what will happen if you select you have more than 1 house loan or 1 car loan? might affect ur risk profile selection for KDI Invest, KDI Save shouldn't be affected just my wild guess, you can confirm with them QUOTE(rocketm @ Feb 17 2022, 12:37 AM) Just clarify on the compounding. As long as we do not withdraw from KID Save then it is still compounding based on the said interest. Am I right? in shorts, yes |
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tehoice
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Feb 17 2022, 08:36 AM
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QUOTE(tadashi987 @ Feb 17 2022, 03:21 AM) might affect ur risk profile selection for KDI Invest, KDI Save shouldn't be affected just my wild guess, you can confirm with them in shorts, yes yeah, would check with them, anyway, registered post office hour yesterday. let's see when will they approve it, hopefully by this morning. |
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Davidtcf
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Feb 17 2022, 09:01 AM
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Yea in KDI invest they didn't state the underlying portfolio. Different from Stashaway.. Where even before putting your money in can see all the list of ETFs already before deposit.
Seems like need to invest first only will reveal. Anybody wish to try?
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AppleChaz
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Feb 17 2022, 09:14 AM
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New Member
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QUOTE(Davidtcf @ Feb 17 2022, 09:01 AM) Yea in KDI invest they didn't state the underlying portfolio. Different from Stashaway.. Where even before putting your money in can see all the list of ETFs already before deposit. Seems like need to invest first only will reveal. Anybody wish to try? "As of now, can only view the ETF funds details after getting monthly statement. The monthly statement will have the ETF report." That's the answer I got when I contacted them asking about which ETF funds they invest into. |
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tadashi987
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Feb 17 2022, 09:22 AM
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QUOTE(Davidtcf @ Feb 17 2022, 09:01 AM) Yea in KDI invest they didn't state the underlying portfolio. Different from Stashaway.. Where even before putting your money in can see all the list of ETFs already before deposit. Seems like need to invest first only will reveal. Anybody wish to try? QUOTE(AppleChaz @ Feb 17 2022, 09:14 AM) "As of now, can only view the ETF funds details after getting monthly statement. The monthly statement will have the ETF report." That's the answer I got when I contacted them asking about which ETF funds they invest into. must be their project MVP (minimum viable product), management chasing for launch dy, so launch first enhance later  |
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hafizredha
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Feb 17 2022, 09:27 AM
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QUOTE(tadashi987 @ Feb 17 2022, 09:22 AM) must be their project MVP (minimum viable product), management chasing for launch dy, so launch first enhance later true that, already received 3 times update for the app. im using android btw |
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AppleChaz
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Feb 17 2022, 11:28 AM
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New Member
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QUOTE(hafizredha @ Feb 17 2022, 09:27 AM) true that, already received 3 times update for the app. im using android btw The app need improvement but I think the fact there's a lot of updates in short period of time shows that they are working on it. Also, not sure if it's just my phone.. if I log in, then I close the app.. then reopen later, it ask me to login again. Need to have Touch ID/PIN/Face ID like Wahed or SA. Maybe just matter of time. |
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