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ericlaiys
post Mar 1 2021, 08:45 PM

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QUOTE(tsutsugami86 @ Mar 1 2021, 05:21 PM)
The distribution was completed. Your return is 10 times of my return, should i complain Versa why my return so low ?
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U can ask them & share to us how they calc
ericlaiys
post Mar 2 2021, 12:56 PM

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QUOTE(jynngerale @ Mar 2 2021, 12:31 PM)
didn't realize versa changed their minimum deposit to RM 1  blink.gif

user posted image
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not worth the time and effort for rm1 deposit
ericlaiys
post Mar 18 2021, 07:28 PM

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update after 1 month in versa. I got 1.79% per month on payout
ericlaiys
post Mar 18 2021, 11:12 PM

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QUOTE(XHunTerx123 @ Mar 18 2021, 10:26 PM)
Quite good return within 1 month, did you do DCA or 1 kali park all?
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first 2 week is random park. last 2 week is 1 time park.
Correction: based on 2 payout (total add up)- it is 1.7%.
i use this calculator and set 1 month:_ https://www.calculator.com.my/fd-savings#.YFNtrl0zZUI
ericlaiys
post Mar 18 2021, 11:13 PM

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QUOTE(Leroi2x @ Mar 18 2021, 10:54 PM)
wah bro , 1 month got 1.79% ?
1 year is more then 10% ?  hmm.gif
bro , mind to share what short term bonds ? brows.gif
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correction- should be 1.7% for month. based on this calc:- https://www.calculator.com.my/fd-savings#.YFNtrl0zZUI

ericlaiys
post Mar 23 2021, 02:00 PM

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TNG app showed 6 more days, it will be available!!
ericlaiys
post Mar 25 2021, 06:07 PM

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i got it too. move all into Go+. see it will reload from Go+ or not when TNG not enuf balance
ericlaiys
post Mar 26 2021, 08:11 AM

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QUOTE(blackchides @ Mar 26 2021, 07:46 AM)
Any answer to this?
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The order is there. So it should work. Seldom use tng. Wait till tomorrow lazada sale
ericlaiys
post Mar 26 2021, 12:27 PM

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QUOTE(cr7jyej @ Mar 26 2021, 12:37 AM)
First earning , wonder how long will it takes to earn 1 cent with only rm10
user posted image
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how come , yours so fast can see earning?
ericlaiys
post Mar 26 2021, 01:04 PM

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QUOTE(Hoshiyuu @ Mar 26 2021, 12:53 PM)
It's reported on mine too, its quite quick.
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i knew why..transaction after 4pm, it is consider next business day transaction
ericlaiys
post Mar 26 2021, 07:56 PM

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QUOTE(rexus @ Mar 26 2021, 03:58 PM)
In a wave of GO+ comments, just wanted to say its versa payout day again
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it already 2 days. today got maintenance. tomorrow can see new update on the app
ericlaiys
post Apr 18 2021, 05:09 PM

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QUOTE(shawnme @ Apr 18 2021, 03:06 PM)
Best way I can explain.

1. April 8th, with RM 1000.04, you bought 853.20 units @ RM 1.1721 per unit.

2. Then on payout day (15th), you've gained RM 0.77, which is equivalent to 0.66 units at a price of RM 1.1716 per unit, on which is automatically reinvested on your behalf.

3. So now you have a total of 853.20 + 0.66 = 853.86 units, which at Apr 15th, is worth RM 1.1716 per unit, when converted to RM value, it's equivalent to RM 1000.38
I'm still figuring out this whole thing myself. So I'm not sure if I'm right. Apologies if I'm wrong.
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when release dividend, your unit trust price will dropped. so the return value is lower. you need to wait few days for the price to climb up.
For those that sell after give dividend, then you will not earn a lot as unit trust price has dropped due to adjustment from payout.
It is also a strategy, that people start to deposit after the payout date since they buy unit trust at lower price. Will gain more coz accumulate more unit.
ericlaiys
post Jul 20 2021, 09:18 AM

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QUOTE(cxjiek @ Jul 20 2021, 09:03 AM)
I was wondering how can Stashaway Simple and Versa still advertise >2% p.a. return when OPR is like 1.75%, even the top performing MMF on FSM is <2% p.a. for the past 6 months. Its either outdated or some hidden catch.

Stash Away Simple
Underlying Fund: AmIncome Fund
Consists of 50% Bonds and 50% MM Deposits, not sure whether bond downgrade will lead to loss, should really disclose it on the front page instead of digging through the FAQ and multiple google search.

Versa
Underlying Fund: Affin Hwang Enhanced Deposit Fund
Didn't seem to exceed 2% p.a. for the past 6 months
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marketing trick!

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