Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Money in EPF vs Unit Trusts

views
     
ragk
post Apr 9 2021, 12:03 PM

BooBoo~
*******
Senior Member
2,354 posts

Joined: Apr 2009


user posted image
This is my result, invested around 3-4 years ago, deposit once awhile, the result is pretty good so far
ragk
post Apr 9 2021, 08:09 PM

BooBoo~
*******
Senior Member
2,354 posts

Joined: Apr 2009


QUOTE(afif737 @ Apr 9 2021, 07:45 PM)
That is impressive. Don't mind me asking, if I'm not mistaken someone made a calculation in this thread comparing if you take out money from epf to invest in UT with a return of 8% , with just leaving the money in epf for the compounded dividend, it's not that worthwhile taking into account the risk etc. But in your case just by looking at the returns, it is worthwhile right? Have you done a calculation on how much you would end up with, if you were to have left the money in epf?
*
because i deposit multiple times within the 4 years, so that's average cost down factor here, its abit hard to calculate as i dint record when i do the transaction and how much it is
but if i do a no brain calculation comparison, follow previous 4 years of dividend history record from EPF, that's 25% profit with compound interest, on my EPF fund dashboard today, its showing overal 35% profit since my first deposit
Ofcoz we cant say EPF fund is always better thn EPF, u can say im lucky that my fund manager do their homework. And in bad economic year, the market wont cause your capital to decrease in EPF, but fund will

This post has been edited by ragk: Apr 9 2021, 08:11 PM

 

Change to:
| Lo-Fi Version
0.0224sec    0.62    7 queries    GZIP Disabled
Time is now: 18th December 2025 - 09:43 PM