Money in EPF vs Unit Trusts
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 Sep 30 2021, 07:55 AM
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#1
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Junior Member
352 posts Joined: Nov 2010  
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QUOTE(backspace66 @ Apr 10 2021, 03:58 PM) Yes it is 0.5% sales charge using epf i-invest before the 0% SC promo. But one thing about public mutual is switching charge is still there even under promo. Most fund under fsm doesnt have such thing except fund under RHB. Interesting! klangboy83 liked this post
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Nov 16 2022, 11:31 PM
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#2
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Junior Member
352 posts Joined: Nov 2010
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QUOTE(Enemy @ May 15 2020, 12:50 PM) Let me first start by admitting that I am almost clueless about Unit Trusts. However a few years back I decided to support a friend who is a Public Mutual agent, and ever since funds have been withdrawn from my EPF to go into unit trusts that he manages. But it seems like his unit trusts have been underperforming (versus EPF's return) for the past few years since we started. first of all, never dwelled too much into a UTMC past performances that is more than 10 years as majority of those good UT Fund Managers may have left the company. As for the investment, it is a must to keep investing consistently as to attained good return. In EPF, your contribution towards the fund is very consistent. Fund was placed into the scheme on a monthly basis consistently. The same must be done for any new UTS. Always go with a full time UTC who has time for you as UTS requires close monitoring and reporting. Pay close attention to your investment and it will takes care of you when you grow old. Now he's asking to withdraw even more from my EPF. Should I stop all of this and just keep the funds in EPF? Or let him continue with the unit trusts? all the best! |
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