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Banking BNM announced 5 digital bank licences
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Maniee27
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 Jan 15 2025, 04:39 PM
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Getting Started
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QUOTE(TOS2 @ Jan 14 2025, 10:17 PM) is it really a good idea to allow customers to perform bank transfers via images or chat? Sounds like it'll backfire easily, dunno how BNM can approve this. |
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Maniee27
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Jan 15 2025, 06:13 PM
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Getting Started
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QUOTE(TOS2 @ Jan 15 2025, 05:05 PM) Yep, with scammers calling you every now and then, and 5-6 digit deposits at stake, surely old uncles and aunties won't touch this. But if we play round up trick and given the limited promotion period of a couple of months, the risk might be worth taking. (Banks don't give you 5% forever. We know their tactics too well with GX Bank and BoostBank.) If the long-run rate stays at 2% with 10 saving pockets ala GX Bank, the most scammers can get out of you is 1003.75-1006.50, depending on whether it's calendar year or leap year. I hope the AI part can be made optional or turned off though, that way we can reduce the chance of scams and/or unauthorized withdrawals. yea, it provides scammers more avenues for exploitation and fraudulent activities.. as if malaysians haven't been scammed enough. It should be opted out by default. I'd rather have them force users to setup more authentications.. MFA and biometrics to enable it, even still i feel its not sufficiently secure. This post has been edited by Maniee27: Jan 15 2025, 06:14 PM |
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