Hi. I need opinion in buying my first BMW. Looking for brand new 3 series (<RM300k). How many years should i apply the loan? I plan to use the car for more than 5 years and not to change it afterwards. I can commit RM 3000/month for it. Is the 5 years warranty covers the spare parts and labour? Means i dont need to pay for anything for the first five years? How about the maintenance on the non covered items ( ie tyres)? Seriously i dont have any idea and i need to know about the facts prior before buying my first Bmw. Thank you very much in advance.