I have one question, is the MYR account can't receive wire transfer in foreign currency? I always transfer into USD then convert to MYR, then spend on Wise card or wire back to local bank if I need it, not sure is this the cheapest way of doing.

Wise will auto sending money I received to an external account if it exceeded RM20k limit, anyone know how to delete external account because I want to diversify the fund into multiple accounts in local bank.

There is no option to unchecked it, can't delete it either if marked as external.

I see you just uncheck "this is my own account" option, I tried it but external status still stay.