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 Wise (Transferwise) Malaysia Discussion, v1.0

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kbandito
post Mar 4 2022, 07:00 PM

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QUOTE(callmecool @ Feb 17 2022, 10:03 AM)
Anyone has any experience on using the WISE card? Can share some pros and cons? Thank you!!
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Works like a normal credit card, but i can't seem to use the wave function everytime. I like the RM57k daily spend limit that's pretty helpful.
kbandito
post Oct 11 2022, 11:11 AM

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They will block your account if you ignore the limit warning.
kbandito
post Nov 15 2022, 09:47 AM

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QUOTE(GSCboy @ Nov 14 2022, 01:05 PM)
This is wrong, i just checked my email and apparently the exceed limit email was sent but went into my spam, no idea why. but they did quote about closing my account if i dont withdraw the excess. Although they say is seven days but apparently it was only 5 days, came back on the sixth.

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Happened to me.

Just send a support ticket, they will reactivate in few days.
kbandito
post Nov 15 2022, 01:30 PM

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QUOTE(Sherman Kong @ Nov 15 2022, 11:30 AM)
May I know whom did you emailed to?
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i said send support ticket
kbandito
post Jan 9 2023, 11:32 AM

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Wise is supposed to charge only 1% fee for ATM withdrawal starting 3 Jan 2023, but I am still charged 1.75% on a 5th Jan withdrawal.

Has they reversed the fee reduction plan below?

https://ringgitplus.com/en/blog/personal-fi...ithdrawals.html
kbandito
post Jan 9 2023, 01:19 PM

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QUOTE(alenjon @ Jan 9 2023, 01:08 PM)
Yeah, I did receive email from them saying there will be new fee structure at 1% starting 3 Jan 2023, but on 21 December 2022, they send another email to mention they remain fee structure as per previous style.

"From January 3rd, 2023, we had planned to move to a 1% fee for additional cash withdrawals above 1000 MYR. However, we have decided not to go ahead and will not be making any changes to your cash withdrawal fees.

This means you can still make 2 cash withdrawals up to 1000 MYR each month for free. We charge 1.75 MYR per additional withdrawal, and there’s a 5% fee on any amount you withdraw above 1000 MYR."

https://wise.com/my/pricing/

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Oh well.
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oh that shucks
kbandito
post Jan 22 2023, 06:59 PM

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QUOTE(CommodoreAmiga @ Jan 22 2023, 05:03 PM)
Working list of Contactless WiSE in Malaysia.

1. Village Grocer (Citta Mall)
2. 7-11
3. Surian Tower Parking

Anyone who has working WISE contactless experience, please add to the list.
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Contactless works for me all the time

kbandito
post Jan 25 2023, 09:59 AM

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QUOTE(CommodoreAmiga @ Jan 23 2023, 02:58 AM)
As shared by others here, most people have problems. And nobody has it working ALL the time in Malaysia.

Can share where you use it?
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Everywhere. 99Speedmart, petrol station, parking, restaurants. Everywhere.
Also worked everywhere in Taiwan and SG for me.
kbandito
post Jan 25 2023, 10:06 AM

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QUOTE(CommodoreAmiga @ Jan 25 2023, 10:04 AM)
Maybe you didn't try enough. But I will check out 99Speedmart when I pass by. SG mostly works except one time for me.
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I linked the virtual card to ApplePay with heavy usage. But contactless with physical card always work for me too.
kbandito
post Jun 30 2023, 05:28 PM

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QUOTE(Steve78 @ Jun 29 2023, 08:15 PM)
The more I read at this post, the more I realize that people here just blindly believe in "Wise works towards maximizing the user benefit and minimizing cost".

Wise isn't the best for exchange rates and, like credit cards, it has hidden fees. Do your own research on the official website and don't just trust everything people say here.
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please enlighten us of the hidden fees. DMOR but couldn't see any. thanks.

 

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