Only suspicious sources will trigger the transaction to be halted and pending for notification then and there is no limit for trigger but the source of the money itself

For small sums, yes. But he said a large sum, and for large sums, the Wise currency account cannot hold so much cash.....

From Wise to Malaysia bank account transfer (not DuitNow) usually takes how long based on your experience?

Wise account in Malaysia limit is up to 20k hence not worth opening for it unless you planning to domicile long here and since BNM have FX controls your account would be riskier can be anytime been freeze them 🤦‍♀️

Open Wise in Tier1 regulated countries like UK and Australia

Don’t bother with money changer as they will charge you a bigger spread and you lose out at least 1.5%

You better off changing the money with your relatives to get better and fix value rather paying off another 3%