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 Wise (Transferwise) Malaysia Discussion, v1.0

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abcn1n
post Sep 19 2023, 04:17 PM

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QUOTE(dwRK @ Sep 9 2023, 10:51 AM)
Medufsaid sairay
go check out rhb mca with debit card... this gives the best fx rates amongst banks and is interest bearing

i use this to keep usd and earn interests... and use wise to spend or send money...
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dwRK The rate is good. But can we exchange RM into USD using rhb mca debit card and deposit the USD into RHB foreign FD? Want to lock in the interest rate for at least 1 year. Thanks

This post has been edited by abcn1n: Sep 19 2023, 04:17 PM
abcn1n
post Sep 19 2023, 04:22 PM

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QUOTE(id28 @ Sep 19 2023, 01:27 PM)
Wise (Malaysian issued) card now can be added to Google Wallet and Apple Pay
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Anybody use Google wallet? Is it good?
abcn1n
post Sep 19 2023, 11:23 PM

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QUOTE(blingless @ Sep 19 2023, 10:24 PM)
I've been using Google Wallet (replaced Samsung Pay) for almost a year.
Works seamlessly around the region with Wise as default.
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Thanks
abcn1n
post Sep 20 2023, 02:40 PM

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QUOTE(Natsukashii @ Sep 20 2023, 09:08 AM)
Yes. Been using it since launch, with a Hong Leong card.
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Thanks
abcn1n
post Oct 21 2023, 02:55 AM

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QUOTE(Medufsaid @ Oct 14 2023, 09:26 AM)
changed to Community Federal Savings Bank

user posted image
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QUOTE(annoymous1234 @ Oct 21 2023, 12:17 AM)
I didn't receive this type or email. How do i get it? Important stuff
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I also didn't receive. Not in email or app
abcn1n
post Oct 21 2023, 02:18 PM

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QUOTE(Medufsaid @ Oct 21 2023, 08:47 AM)
i think I'm the only one affected. You can check your USD wise bank details to confirm. (refer to that email screen shot I posted, "find your acct details in USD balance")
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I clicked on my USD balance, and it just shows my account number, ACH and wire routing etc. No info like yours. Guess I am not affected. . Thanks

abcn1n
post Oct 21 2023, 02:42 PM

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QUOTE(veloos @ Oct 21 2023, 11:23 AM)
Do have the MCA debit card... but the rate remain as expensive once clicked in. sad.gif
Try mobile apps also showing the same.

Seem may need to drop by branch to enquiries.

user posted image
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I think they did not link your MCA debit card. I remembered when I created mine, the officer says need to link the card or you won't get the special rate. You need to go to the branch for them to set it right.

BTW, do you now have only 1 debit card (ie MCA debit card now combined with ATM debit card). Officer told me that I had to combine them into 1 card



This post has been edited by abcn1n: Oct 21 2023, 02:43 PM
abcn1n
post Nov 14 2023, 04:17 PM

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Need advise. Am planning to convert some RM to USD and deposit the USD in DBS Singapore account. Is it better to use Wise to convert RM to USD and deposit the USD in DBS Singapore bank OR is there a better method? Thanks
Never mind. I already converted RM to USD directly

This post has been edited by abcn1n: Nov 14 2023, 06:20 PM
abcn1n
post Nov 22 2023, 02:57 AM

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QUOTE(GymBoi @ Nov 22 2023, 02:43 AM)
Wtf is with wise these days ... few months back still can top up via fpx with the app .... then last month or so cannot already ... fpx must use website ... fine use website ... now they remove RHB from the fpx list ... how am i supposed to top up then ... bank transfer take how long? Need funds urgently zzz
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Still can. I topped up using fpx this month no problem
abcn1n
post Nov 22 2023, 04:59 PM

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QUOTE(GymBoi @ Nov 22 2023, 11:16 AM)
Hmm ok I tried again seems like okay now =.= FPX is okay but yesterday when I tried, RHB bank option not there. The list of banks very limited like around 10 only ... but now RHB appears again ... weird ... anyway ok I topped up .. thanks!
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From my experience, if banks are 'dimmed' ie not allowing you to use it, its due to the bank not allowing transactions during the particular time. This happens often with CIMB during late at night/early in the morning. Maybank will usually be ok.

 

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