They said:

We are reaching out to you about your business account.

Please note that we are not able to support Wise account (multi currency balance) feature for companies in Malaysia just yet.

I think can use business account for TRANSFERS only. Just cannot hold any money inside your wise account...

When did you register? Have you tried topping up and using the balance? or you only use for transfers directly

How do you handle the tax accounting?

Do you just record the forex rate on the day of the transaction then convert to MYR on paper?

I believe you are speaking hypothetically. You've never topped up your business balance or transfer to business balance before.

Yes you can topup the balance, but afterwards you will not have any buttons to transfer money out of your business account. They will only be able to refund you.

How much to open a business account?

Thank you for the information. So I guess there is no need for me to change country yet because currently had both google pay and garmin pay working perfectly.

Thanks 👍

Anyone got transfer to wrong bank before? Did u manage to get back the money?

I was suppose to transfer to my SG CIMB but instead transferred to MY CIMB. It is my first time doing this transfer. I inserted my own name and SG CIMB bank account number. Funds still went through as Wise do not do any account number checking on their end.

Really frustrated now as wise don’t work on Saturday and Sunday. Haih all due to my stupidity didn’t check properly did the transfer too fast now regret. Should have checked YouTube properly on how to transfer from Local bank to Wise, then to SG CIMB before assuming.😢

Their multi currency feature confused me I went to put money in SGD wallet then thought money going out there will be to Singapore. Name of bank is CIMB Bernard but I still didn’t catch that mistake zzz.

Already called CIMB and logged ticket to Wise.
CIMB say bank should auto reject for this.. but I’m not sure now as they also told me there are CIMB bank loan accounts starting with number 1 (Singapore account number starts with 1). I wanted to ask them check if this account number exists in CIMB Malaysia but they tell me cannot.. due to customer privacy. F**k.🤬 now can only depend on Wise to help as I had attached transfer receipt.. And really hope CIMB MY there reject the transfer and bounce back to Wise.

Don’t be like me guys. Always double or triple check especially if first time transferring.😭

I see.. means I sent it to CIMB SG to my SG account number.
I selected my SGD wallet earlier, selected local bank tab > then chose CIMB Bank Berhard, then transfer out.. just that if compare to the below video, Ziet's video has more steps in it:



The transfer might have missed a few steps, thats why so many days already also CIMB didn't contact me. Ziet mention first transfer using Wise is still working:



I followed the second video without referring to the first video on the exact steps. That's why end up can transfer wrong. Haih what a mess.
now just hoping SG CIMB can trace the money... 

resolved already money is in my SG CIMB.. I did not realize it coz account not yet activated couldn't see.
Called CIMB SG they confirmed with me the money is there. 

So the wise card's paywave is a hit or miss thing..some terminal can detect, some cannot…wtf, my card broken or what?

Went to a lot of shops, all declined. Where can I use it in KL/Selangor to activate it?

I got my Transferwise card when i was in Germany (so not from Malaysia).

Contactless works where it's accepted, though i think you need to activate the card first with a chip transaction.

But I rarely use it, since I link it to Google pay for contactless when I need to use it.

Still can't believe no Google Pay yet in Malaysia.

I have this contactless issue too and WISE can't resolve the issue.

I think certain terminals are blocking Visa contactless payment, especially Maybank payment terminals. These terminals are exclusive for MyDebit (Bank Negara) contactless payment, issued by local banks/finance companies.

PIN payments works all the time with WISE.

WISE wasn't helpful in resolving this...... They blamed on everything..for example I should contact the payment merchant...they also said my new card has malfuntioned...etc....I lazy to follow up already.

wise cant top up with CC?

May I ask. OCBC 365 has zero markup, does it has transaction fees?

What other cards give higher overseas spending cash back?

then i will kena exchange bank rate dy right

then i will kena exchange bank rate dy right

guys im traveling abroad and looking for best card to spend oversea, like hotel, dinning, shopping etc.
currently the choices are Wise, Big Pay, T&G Visa. Which one is your choice and why?

Wise and BigPay gives you better value while TNG Visa be prepared to pay 2% spread 🤦‍♀️
SCB is not as cheap as what you think as you’re paying SCB FX rate not market live rates hence 2% incurred 🤦‍♀️

It is only good for overseas ATM Cash withdrawal via MasterCard/Cirrus with no bank charges