Thank you thank you thank you , this workaround is a lifesaver. I ordered my card 2 weeks ago and still haven't arrived, will be flying off to Vietnam next Saturday already. Starting to get jumpy coz I don't have my Wise card yet.

I'm normally a Samsung pay user but downloaded GooglePay and this worked 👍👍👍

By the way, I also read other users sharing their experience that contactless payments not widely accepted in other countries such as UK and Thailand. Anyone have a clue about Vietnam? Easy to use contactless payments everywhere? My big ticket expense is hotel payment in Hoi An, Vietnam.

Edit: i saw some ppl saying that i need to spend locally first. Does this apply to digital cards also, or only physical card?

A new FX transfer service provider is about to launch: ezremit by iFAST

https://www.ezremit.com/

Potential competitor.
No idea. Haven't tried yet.

In the end, a user will only be interested in 3 things, in order of importance:

1. all-in cost (expressed as percentage spread above interbank rate),

2. speed of execution (instant like Wise, or delayed up to 1 day like Sunway Money) and

3. customer service quality.

But then iFAST being iFAST, I guess you shouldn't have high hopes on the all-in-cost.

sorry newbie here, where else to use physical card? so far, McD....
went to some jap restaurant n it doesnt seem to accept it

A little birdie told me that Malaysian card can now fully use contactless already. No need pin all the time anymore. They have fixed something that have been causing some merchant reject contactless service.

Guardian still need use pin.

Not sure color, maybe white.

Good day guys. I would like to ask what should I put as my legal first, middle and last name. I faced this problem while finishing account setup after registering.

Assuming Vincent Tan Ming Ban is my full name in both IC and passport. 

It also mentioned address first line. Should I just fill in the address first line or in full?

Thank you very much

Its a weird fact that Legal Identification documents don't state First Name and Last Name in Malaysia unlike other countries.

NRIC, just states the name, no clarification between First and Last Name

Malaysian Passport, just states the name, no clarification between First and Last Name

Driving License, just states the name, no clarification between First and Last Name

not really helpful when Malaysians come across legal documents that are required to be filled in overseas

Ming Ban is not a Middle name, he should put Vincent Ming Ban as the First Name and Tan as the Last Name, Malaysians don't really have middle names

Wanna ask, if you got money in MYR balance. What happens if you close the account?

Is opening account for RM1XX compulsory to use the card?

First time getting this card then confuse.

Guinea pig time i need to top up 100... free card...

Later no need top up... pay for card...

Why need pay for card ? Get a referral link and its free.

May I know how to change pin for wise malaysia user? i cannot find it in apps. I try to change at hong leong ATM machine also not able to change of it.

Yes, understand, but is there any where or any method for us to change our pin ?

is it true that the first 2 ATM withdrawal is free of any charge?
I have around 2k balance in my MYR wallet.
I can go to any ATM to withdraw 1k for 2 times free at all?

sorry if for example ayam buy the USD dollar today at RM4.50, for example later when USD become USD4.90, will my USD follow that new value for exchange/withdrawal? Or will it follow the 4.50 initial value?

Got it. So i can use Wise to make money from the forex exchange right?

youre assuming 6% profit stops at 20k... he can just withdraw/spend some and let it roll again to 20k... technically can be perpetual 

There exist multiple currency accounts from the banks offering better forex rates with no charges during currency exchanges. Additionally, there are foreign exchange investment accounts designed for forex trading. Wise isn't the top option for this when it comes to rates and fees.

Hmm really? I just checked the rates

Wise: 4.63850
RHB: 4.5060 or 4.6200 (special counter rate)

Small difference, likely save money after apply wise's conversion fee (expensive now)

Are the special rates a promotional thing? would it go away after a while?