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 Wise (Transferwise) Malaysia Discussion, v1.0

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Medufsaid
post Oct 30 2024, 02:51 PM

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QUOTE(lctw87 @ Oct 30 2024, 02:46 PM)
Is this the best pathway that I can do?
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ok i just asked Moomoo SG. they don't allow withdraw to USA banks. so CIMB sg is your only option

This post has been edited by Medufsaid: Oct 30 2024, 03:15 PM
lctw87
post Oct 30 2024, 03:53 PM

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QUOTE(Medufsaid @ Oct 30 2024, 03:51 PM)
ok i just asked Moomoo SG. they don't allow withdraw to USA banks. so CIMB sg is your only option
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Thank you fren!
solstice818
post Nov 1 2024, 11:24 AM

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QUOTE(lctw87 @ Oct 30 2024, 02:46 PM)
Yup..I am Malaysian but I do have CIMB SG acct.

Does it mean

1. Moomoo SG (USD) convert to SGD in Moomoo SG itself
2. From Moomoo SG (SGD) transfer to CIMB SG (SGD)
3. From CIMB SG (SGD) to WISE (SGD)
4. Lastly WISE (SGD) to WISE (NZD).

Am i rite?

Is this the best pathway that I can do?
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Yes, this is the best way.
robhinhood
post Nov 9 2024, 01:46 AM

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Guys,

From Wise, how do I transfer money to CIMB SG?
When adding recipient, under Bank name unable to search for CIMB SG.
Curs3dZed
post Nov 11 2024, 02:06 PM

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QUOTE(robhinhood @ Nov 9 2024, 01:46 AM)
Guys,

From Wise, how do I transfer money to CIMB SG?
When adding recipient, under Bank name unable to search for CIMB SG.
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Must select send SGD, then either by PayNow ID or Bank account no. (CIMB Bank Berhad).

See
Attached Image
robhinhood
post Nov 11 2024, 11:58 PM

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QUOTE(Curs3dZed @ Nov 11 2024, 02:06 PM)
Must select send SGD, then either by PayNow ID or Bank account no. (CIMB Bank Berhad).

See
Attached Image
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thanks.

i was expecting to see CIMB SG.

capablanca
post Nov 13 2024, 03:12 PM

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My Wise account was suddenly deactivated after I made a dispute on a prior transaction. Anyone tried appealing and was successful before?

I searched online and read many horror stories of accounts deactivation.
coolguy99
post Nov 17 2024, 09:05 AM

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Will be travelling overseas soon. Is it better to get a digital or physical wise debit card for overseas usage?
moonsatelite
post Nov 17 2024, 09:15 AM

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QUOTE(coolguy99 @ Nov 17 2024, 09:05 AM)
Will be travelling overseas soon. Is it better to get a digital or physical wise debit card for overseas usage?
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short answer, get a physical card

long answer, if you have a digital only card, you can't fallback to chip insertion for payment if the contactless payment method fails. At least with a physical card, you can insert the card and sign or enter the 4 digit pin
Medufsaid
post Nov 17 2024, 09:21 AM

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coolguy99 can also get
  1. GX debit card (1% cash rebate until mid-2025)
  2. TnG ewallet debit card (2% until end of this year). but might not be worth it bcos of the debit card fees

coolguy99
post Nov 17 2024, 09:24 AM

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QUOTE(moonsatelite @ Nov 17 2024, 09:15 AM)
short answer, get a physical card

long answer, if you have a digital only card, you can't fallback to chip insertion for payment if the contactless payment method fails. At least with a physical card, you can insert the card and sign or enter the 4 digit pin
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Noted. Will be ordering the physical card.

QUOTE(Medufsaid @ Nov 17 2024, 09:21 AM)
coolguy99 can also get

  1. GX debit card (1% cash rebate until mid-2025)
  2. TnG ewallet debit card (2% until end of this year). but might not be worth it bcos of the debit card fees

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Will check on the GX debit card. Thanks for the recommendation.
OoiTY
post Nov 18 2024, 12:07 AM

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Hey guys, ran into a problem when trying to register for wise for the first time. When I get to the page where they ask for the phone number, it gives me an error message saying that my number has been blocked? Anyone encounter this problem before?
adrive
post Nov 19 2024, 08:54 PM

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In Malaysia, some merchants forces user to pay by scanning their duitnow/qr code. In Japan, how do you pay with wise if this is the only way to pay?

Assuming they can’t accept visa wave/card. Can’t seem to find any paynow feature in wise
bokbokchai
post Nov 20 2024, 06:59 AM

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QUOTE(adrive @ Nov 19 2024, 08:54 PM)
In Malaysia, some merchants forces user to pay by scanning their duitnow/qr code. In Japan, how do you pay with wise if this is the only way to pay?

Assuming they can’t accept visa wave/card. Can’t seem to find any paynow feature in wise
*
Currently in Japan, cash widely accepted so are cards. Been using card and cash and face no problem.
Cash mainly some small food stalls. Cards accepted in many food places and shopping. Remember to buy suica card in Apple wallet and use wise to reload. No need to buy physical card or qr. I don’t see any Japanese paying by qr.

This post has been edited by bokbokchai: Nov 20 2024, 07:00 AM
adrive
post Nov 20 2024, 07:59 AM

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QUOTE(bokbokchai @ Nov 20 2024, 06:59 AM)
Currently in Japan, cash widely accepted so are cards. Been using card and cash and face no problem.
Cash mainly some small food stalls. Cards accepted in many food places and shopping. Remember to buy suica card in Apple wallet and use wise to reload. No need to buy physical card or qr. I don’t see any Japanese paying by qr.
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Nice info. Thought of using wise to make payment instead, is suica used for payment more common? I thought it’s mostly for transport
bokbokchai
post Nov 21 2024, 06:29 PM

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QUOTE(adrive @ Nov 20 2024, 07:59 AM)
Nice info. Thought of using wise to make payment instead, is suica used for payment more common? I thought it’s mostly for transport
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Suica just for transportation. Suica can be bought on Apple Pay, so use wise as your Apple Pay payment option to buy it. And top up as well. You can try now even on your iPhone now. Can google how to do it.

Pro tips: first purchase suica is min1000 yen. After getting suica card in apple wallet, you can top up any small amount you like, 100yen or so.
Wise for any pay wave transaction is fine at Japanese store. They more open to card payment compared to the last time I went there which was 6 years ago. Probably due to covid, they start to dislike cash as payment option.

PJusa
post Nov 22 2024, 11:02 AM

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Anyone has an idea what is the Payment limitations for Wise when using it through Google Wallet? Say if I want to pay RM 1000 - just need to key in PIN or how?
alexkos
post Nov 22 2024, 11:05 AM

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If I use wise card at local Maybank will kena RM1 fee?

I read from wise max 1k withdrawal no charge, but not sure if our local banks will eat RM1 or not
Medufsaid
post Nov 22 2024, 12:03 PM

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alexkos you can reload your tng ewallet with Wise debit card. FOC

Then you can DuitNow to your local banks
alexkos
post Nov 22 2024, 01:51 PM

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QUOTE(Medufsaid @ Nov 22 2024, 12:03 PM)
alexkos you can reload your tng ewallet with Wise debit card. FOC

Then you can DuitNow to your local banks
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Thk u

How about atm withdrawal using wise card?

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