Apr 30 2020, 11:05 PM
QUOTE(djack @ Apr 26 2020, 03:51 PM)
i am looking to withdraw money from epf2 for payment of housing loan.
from EPF website, i saw
1) https://www.kwsp.gov.my/member/withdrawals/...ng-loan#1stHome -> withdrawal for full amount of epf2 and pay directly to housing loan account -> for reducing housing loan amount
2) https://www.kwsp.gov.my/member/withdrawals/...hly-installment ->withdrawal for full amount of epf2 and pay directly to housing loan account -> for monthly pay installment
I prefer option 1 but I would prefer money go to my personal account. Reason as I am not sure of job security so I need extra cash to cover installment and living expenses. The problem is the money goes to housing loan account so I cannot take out the money from it for other purposes except for housing loan , right?
I heard some ppl can take out EPF2 cash straight to personal account. How can I do that?
have you done it?from EPF website, i saw
1) https://www.kwsp.gov.my/member/withdrawals/...ng-loan#1stHome -> withdrawal for full amount of epf2 and pay directly to housing loan account -> for reducing housing loan amount
2) https://www.kwsp.gov.my/member/withdrawals/...hly-installment ->withdrawal for full amount of epf2 and pay directly to housing loan account -> for monthly pay installment
I prefer option 1 but I would prefer money go to my personal account. Reason as I am not sure of job security so I need extra cash to cover installment and living expenses. The problem is the money goes to housing loan account so I cannot take out the money from it for other purposes except for housing loan , right?
I heard some ppl can take out EPF2 cash straight to personal account. How can I do that?
I'm waiting KWSP to re-open for business then will check with them. I also wanted to credit to my personal acc for renovation use...
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