i am looking to withdraw money from epf2 for payment of housing loan.

from EPF website, i saw
1) https://www.kwsp.gov.my/member/withdrawals/...ng-loan#1stHome -> withdrawal for full amount of epf2 and pay directly to housing loan account -> for reducing housing loan amount

2) https://www.kwsp.gov.my/member/withdrawals/...hly-installment ->withdrawal for full amount of epf2 and pay directly to housing loan account -> for monthly pay installment

I prefer option 1 but I would prefer money go to my personal account. Reason as I am not sure of job security so I need extra cash to cover installment and living expenses. The problem is the money goes to housing loan account so I cannot take out the money from it for other purposes except for housing loan , right?

I heard some ppl can take out EPF2 cash straight to personal account. How can I do that?

nola.. times like this, desperate for cash.. before anything happens, rather i keep cash.. i dont want to spoilt my CCRIS

u applied through which link? thx

i am also waiting for epf office to open.

they also allow for withdraw for education loan , property loan ....