Personally I'd prefer to COD than to post/bank-in for multiple reasons o.o However in any event a buyer wants postage/bank-in I try to make it clear to them that I have no intent of scamming (Usually I'd ask them to bank-in first before posting, and once I've received payment I'll post the item and give them the tracking number. In any event they do not receive it or anything, since I also can check, I intend to refund anyway), etc. but ah, with people like these just makes things a little bit harder no?