yala.. is like a grace period la i believe, grace period that u can delay ur april payment with no financial charges until september 2020, but of coz ur tenure end date will extend for 6 months also.

but the interest accural i not very understand. my understanding is, if there is additional interest incurred due to the delay of payment, this need to be consented by loanee, cannot be automatic.

Fuck this is confusing, i though the simpler explanation is you delay 6 month pay. That means if your loan is meant to end in January 2030 it should now end July 2030.

Isnt this right?