RHB: https://www.rhbgroup.com/covid_retail/index.html

I want to opt-out from the moratorium, how can I do that?

If you wish to opt-out from this moratorium, please send us the information below by SMS before 5 April 2020:
Type RHBOPTOUT <space> last 4-digit IC number <space> last 4-digit loan/financing account number and send to 66300

NOTE: Please send a separate SMS for each loan/financing payment you wish to opt-out.

Your loan will likely adjust to 20- 100 bucks higher per month for the remainder of your loan.