from what I see, in order to get moratorium for PBB HirePurchase loan, need to apply is it?

The assumptions made in this Loan moratorium calculator seems to be in line with Edge article posted today.


"The Association of Banks in Malaysia says HP customers who choose to take up the moratorium, which runs from April to September, will have the option to pay the accumulated six months’ deferred instalments – meaning, principal and interest – together with their October instalment without being charged any additional interest "
https://www.theedgemarkets.com/article/hire...ndrum-explained
But i agree with u there are so many conflicting statments, with zafrul saying no need to pay interest. But the latest statement from Association of Banks in Malaysia seems to contradict this. was planning to take up the moratorium but my banker telling me otherwise  

err cos ur term will extenf 6 months. u understand what im saying? cos loan punya term is like 5years is 60months. so u start pay 1st term 2nd term 3rd term until 60th term. now u stop at 50th term. According to the statement here is tat term will be extended for 6 months, so become 50/66. But after u paused at 50th term, u no pay 51st until 56th term, it will still jalan itself? if it still same 50/66, then ur leftover term is 16 term, if previously before u extend is 10term only. so u need pay extra 6 term.