Even if the 6 months interest is not compounded during the moratorium period, if I cannot afford to pay one lump sum to settle 6 months on month #7, after the entire loan is paid off, will I have paid more than originally planned?

If I'm not mistaken I'm losing money overall, because daily/monthly rest is calculated on the capital owing, and I owe more than originally planned out in the schedule.

This post has been edited by Canfloat: Mar 26 2020, 11:10 PM