Hi all, I've been in a dilemma at the moment. I have an offer that I think could benefit me in my career path. It is with 40% increment but the downside, it is a one year contract job. My current salary is just enough to live day by day without any savings at the end of the month but at least I'm a permanent employee at the company. With current economic issue and the pandemic that is happening, is it wise that I take the opportunity now or should I play it safe? Opportunity doesn't always come but uncertainty in jobs security also could cost me in the future.

Forgot to include in the post, I am working in an IT industry at the moment. The new job offer is in Banking sector. No, I don't have any savings now, and my credit card debt is piling up. I don't use my cc to buy stupid things, a lot of it was use to fix my old car which I need to go to work.