For anyone who still wondering which iPad to buy

1) IPad Air 4 basically does everything you need except 120hz which i really cant tell the difference. For a cheaper price.

2) Magic Keyboard is a must have accessories because it changes everything. It changes how you use portably. Technically it can replace a laptop. Before I get the Magic Keyboard, I use Logitech K380 keyboard and Pebble mouse. But it is not portable for work, mostly use tablet mode. After MK, I use it in laptop mode more.

My work use case,
1) Excel / Free Apple Numbers
2) Jump Desktop (remote pc) for Windows 10 accounting software
3) Plenty of creative apps for marketing purpose

Personal
1) PC remote gaming
2) PS4 Remote gaming
3) Dekstop web browser using Safari
4) YouTube and other apps like Discord
5) Social media and messenger

4G is a must for worse case scenario (barely touched my Digi 100GB quota) because mostly connected to Home WiFi or Work WiFi. Covid, go figure.