You do not need to watch 4K video in small screen, no phone capable for real virtual reality, your app auto renew at the back with wifi on....so 5G phone is useless for at least 5 years.

I think 5G sounds great, but there's a catch.

Unless you're not planning to upgrade/change that phone for more than 3 years, I don't believe its a worthy investment. Or you know beforehand about your area getting 5G networks set up. So depend on how logn you keep your phones or if the brand you're buying has good resell value.

5G sounds like overkill for most daily activities and can hoard a lot of data, you'll spend more on data plans.

They're pricey and cost more if you adopt early, you also won't get to use it that much as there aren't that many services that can utilize 5g to its full capabilities.

I'd say wait a year or two and see how the market and telco reacts to 5g. Maybe ring your isp a lot to show interest if its not available in your area. But something more reasonably priced until then, or at least a version that doesn't have 5g.