Hi All,

I had medical coverage from GE as below :

Life + CI
SM200 (medical)
Premium waiver
Smart Extender 120K

However due to family history, I may prone to be high risk on canceer. Hence, would like to get some advice :

1) Is my current coverage sufficient?
2) If no, is it advisable to top up (either additional riders or increase coverage limtis) or purchase from another insurance?

Other opinion or suggestion are welcome.
Thanks

This post has been edited by veloos: May 26 2020, 10:32 PM

Hi ckdenion, current life and CI are 300k, as for medical had additional rider smart extender which extend the annual limit to 1.2 mil with deductible of 120k which is cover using SM200 (120k annual limit with lifetime limit 1.2 mils) . Major burden will be my parents medical around 2-3k per month (installments) n house loan of 1.5k.

Currently 36 n work as engineer.tq

Hi lifebalance, in ur opinion what will be the optimum amount for critical illness? FYI, I'm single.tq

[/QUOTE]
hi veloos, i assumed that your house loan is covered by a separate insurance and if that's so, then we can exclude that. for your parents medical, how long do you need to support this?[QUOTE]

hi ckdenion, parents medical will be around 12-16months timline as of now.

This post has been edited by veloos: May 30 2020, 12:31 PM