Hi,  i had asthma when i was small, last attack was around 7-9 years old and it never happened until im 25 now, do i need to declare to insurance company? One agent told me if more than 10 years no need declare

Dear sifus,

I am currently looking for medical insurance and came across Medisavers underwritten by Lonpac Insurance. The limit increases 10% a year and it seems like it is the cheapest in the market. Should I be aware of certain fine prints? Seems like this policy is the best, are there any other better alternatives?

Hi all,

I'm looking to buy health insurance and can't choose between AIA, GE, and Prudential? From your experiences do any of these companies take longer to process claims or are harder to claim from?

Any advantage to this plan? Really that good or not?
I'm a University Student, with little knowledge on insurance, going to graduate soon in 2021 May.

My insurance agent been bugging me to upgrade to this Medical Plan, since I recently changed the ownership of my plan under my name for above 18++ from my parents name.
Because he claims economy getting worst, and insurance company won't "give" such a good plan anymore in the near future...

First time getting these type of plans. Any advice and precaution that I will need to be warry about?



https://www.greateasternlife.com/my/en/pers...quiry-form.html

The Brochure is below:

https://www.greateasternlife.com/content/da...on-brochure.pdf

Deadline is tomorrow. He say can give me 15 day cancellation. But dunno what's the T&C.

Hi, guess we are missing the context with all the replies. 

I am talking about surrendering upon making the transition from one policy to another.
That's where the contestability kicks in right?

It's just something that I have been pondering for a long time, raised it up to my agent previously but always getting an ambiguous kind of explanation.
I was "adviced" to keep the old policy for at least 2 years due to the consideration of contestability period. But was not explained exactly why.
Well, it's just bothering my mind if I could surrender and claim back the cash value in the previous policy, without letting my cash value to drain away unnecessarily.

I just realized a policy could be managed differently in different hands. Just wish to get a better clarification by gathering different opinions.

@lifebalance @ckdenion nevertheless, thanks for replying patiently. Cheers.