Recently bought an accidental coverage package. I been thinking. If accidental injuries and visit normal GP then can claim but the thing is is it really necessary ?

Because only accidental causes that can be claim. And if injuries medium might as well admitted to hospital to claim medical insurance.

Thoughts ?

I still got medical insurance that allow me to admit to hospital and claim

Got it. PA reimburse us of the loss/ injuries due to accident
And also can claim the GP cost.

Is this means medical card only covers room or those procedures/cost
But not reimburse the loss/ injuries ?

I wonder in general does one need PA ? I mean usually lifestyle not extreme hardcore. Staying at Urban city area.

Hmm. Well said. My current premium monthly is 210.
Sometimes made me wonder if this package too extreme comprehensive.

Agent said can reduce some of those coverage sum insured. Maybe in future I might consider lower down it so that lower premium

This post has been edited by thomasjames: Mar 10 2020, 02:21 PM