Hi all

Looking for advise for my wife life + TDP + illness insurance upgrade
Currently, she cover with
- 1.32m medical / annual / unlimited lifetime
- 300k life/TDP/illness

Last month, just diagnose with SLE but condition is very mild which only need take medicine to maintain the situation

Now we looking to increase the 500k life/TDP/illiness coverage
(looking for good insurance charge and at least cover till 75/99 YO)

Need some opinion of what kind of plan we can consider?

Currently already having 700K life + Illness

Looking to increase another 500k life & TPD with illness waiver rider, so far HLA provide best premium but cover only for 30year...(bday Jul 84)

Anything to take note before pursue further?

This post has been edited by tachlio: Aug 7 2020, 10:15 PM