Room 550
Annual Limit 1,000,000
No lifetime
Yearly premium 3600
coverage up to 100 years old

I would advise getting medical coverage is a must. You may choose between standalone medical or investment-linked depending on your budget.

Investment-linked will be more expensive because more coverage like life insurance, critical illness or waiver can be added. Standalone medical is just medical coverage (cover for hospital bills only) alone and the premium will increase every 5 years according to the schedule.

Standalone medical you are looking at around RM4,000 per annum but the premium will increase every 5 years based on age. Investment-linked with life insurance coverage (RM30k) will be around RM12,000 per annum and this premium will stay fixed until the sustainability runs out which is estimated at around age 90.

If you think that life insurance is more important, you may go for pure life insurance policy for your mother. There are people who prefer general hospitals over private hospitals.

Take note that the maximum entry age for any insurance is age 70 so please get all the insurance coverage you need for your mom as soon as possible.

hi spiderwick, for standalone medical card premium based on age, you can refer to company product brochures for details.
AIA A Life Med Regular brochure
Great Eastern Great Medic Xtra + Great Extender
Manulife ManuHealth Elite

*Not specifically recommending you any products but for your reference on the standalone medical card premium rates based on ages. Check towards the end of the brochures for premium rate table ya.