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 Insurance Talk V6!, Everything about Insurance

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smokymcpot
post Mar 28 2020, 10:09 PM

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Hi everyone,
I am currently using pruhealth plan and my annual limit is 100k but life time limit is 1 million.
I wanted to upgrade to a plan with no annual limit and focuses purely or mostly on just the medical card and prefer to have as little investment as possible.

My agent recommended me to get pru value med, would this fit my needs?

Thanks!
smokymcpot
post Jun 21 2020, 02:20 PM

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I got a quotation from Prudential as I wanted a plan which has minimal investments and more towards hospitalization. This is what I got quoted.

RM 360/month premium. Age next birthday 26, class occupation 1, smoker.

Is this on the high side or normal to pay so much at such a young age?

user posted image

This post has been edited by smokymcpot: Jun 21 2020, 02:21 PM
smokymcpot
post Jun 21 2020, 02:27 PM

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QUOTE(lifebalance @ Jun 21 2020, 02:25 PM)
Are you happy with the proposal?
*
I am just wondering if there are things in there which I do not need and is it normal to have such high premiums at 26? sweat.gif
I have had insurance with them since i was a teenager and just changed to smoker status officially.


smokymcpot
post Jun 21 2020, 02:39 PM

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QUOTE(lifebalance @ Jun 21 2020, 02:35 PM)
Well I can try to compute something for comparison for you if you're open for that
*
Sure, that'd be great, thanks. Can PM me thumbup.gif

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