I understood that life insurance may cover certain medical problems that are not covered by medical card.

Does anybody have a list of this?

Somebody was indicating that it was better to have life insurance because of a medical card, because life insurance includes more illnesses than a medical card. In his case his wife had problems during giving birth and needed to go into ICU which would not be covered by medical card according to him but still covered by life insurance.

So I was wondering what other conditions/medical problems/medical emergencies are not covered by medical card, but only covered by life insurance.