Hi everyone, im interested to get health insurance from AIA/GE/Allianz and i have mild scoliosis. I had never receive any treatment about my condition. May i know what are the exact exclusions that insurance company will impose on my contract? thanks

means it depends on doctor? if doctor say the illness is caused by spine, then it is not covered. if doctor say it is not caused by spine, then insurance will cover?

will insurance company requires me to do an x ray?

I would like to ask about Allianz medical card:

1) It is mentioned that examination, consultation and take home drugs are covered under outpatient cancer treatment benefits. Are routine medical check up and examinations performed every year after diagnosed with cancer covered?

2) outpatient physiotherapy can claim within 180 days following discharge from hospital?

Thanks

so the examination and consultation is covered as long as the cancer treatment is not done?

I came across GE smart medic million campaign at GE official website. Does GE promises the extra 2m annual limit is free for whole life if we sign up before 31 december?

I recently applied for GE medical card which is great medic xtra, I declared that I have scoliosis but in the end, my case was accepted as standard. How is it possible to have no exclusion for my case?

So if i have any problem with my spine in the future is it covered or not covered?

but it is stated that ''The Company will not pay any benefit under Great Medic Xtra and
Great Extender as a result of, whether directly or indirectly caused by pre-existing illness''

So it doesnt make sense for them to pay right?