Hi guys, anyone know where can i register 3rd party insurance via online for my 7 years old, debt free car?
Insurance Talk V6!, Everything about Insurance
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 Sep 4 2020, 11:44 AM
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1,054 posts Joined: Jan 2008 
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Sep 4 2020, 12:01 PM
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#2
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QUOTE(MUM @ Sep 4 2020, 12:49 PM) while waiting for responses, i googled and found this, yes i tried, all website only go for comprehensive quote, no third party motor quote. ringgitplus link you to whatsapp and autobot al show comprehensive quote.Best Third Party Car Insurance The best third party car insurance plan covering you against the damage, loss and injury when on the road. https://ringgitplus.com/en/car-insurance/third-party/  MUM liked this post
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Sep 4 2020, 12:33 PM
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#3
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QUOTE(adele123 @ Sep 4 2020, 01:23 PM) Actually... i go shop at the insurance company website and quote one by one. i also shop, but dont have third party insurance.On average i shop 5 or 6 before buying. Haha |
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Dec 16 2020, 05:08 PM
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#4
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hi guys noob question here, i got medical insurance on my friend on 2016 at 3k per year / 250 per month. i know he is getting commission first few years, as time pass the commission get lower. recently he find me again and proposed better benefit and remain 3k per year but i see his commission column have renew again to higher percentage. was wonder if he keep proposed and renew my policy to better plan meaning my allocated premium is getting lesser right? is like pay him more than i pay insurance company. should i reject the proposal even the upgrade benefit sound good.
ps: i hardly sick and claim insurance one. purpose of buying one is of course own responsibility for my family and reduce tax. please advice |
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Dec 17 2020, 11:29 AM
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#5
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QUOTE(JIUHWEI @ Dec 16 2020, 08:33 PM) Usually, you can choose to adjust your coverage within your existing ILP. If your kawan is asking you to surrender the existing plan to replace it with a seemingly new plan with "better coverage"... Then this friend not so kawan lo QUOTE(tyenfei @ Dec 17 2020, 10:33 AM) For sure your friend get commission when you sign up new plan. hi guys, sorry for misunderstanding. my current is medical insurance, not sure is ILP or what. my friend ask me to change (i think is adjust) to GE million you guys discussed above. my concern is lets say 3k per year, if he renew, then my allocated sum are collected lesser by the GE more are flowing in to is income and other charges. But don't take it as the main reason you reject the proposal. Everyone get income by provide service, sales trade. That's nature of business. Everyone make money from us every day every moment. Water, phone bill, petrol, car, foods, drinks. Even you can cook yourself every meal. You don't work for free right? So, I'm suggesting you to study the benefits. Compare. If worth and needed, change while you still acceptable by insurance company. example, some old policy CI survival period is 30 days. New one can be 7 - 14 days. Outpatient benefits such as MRI/PET scan / Zika dengue treatment Or may be longer sustainable. If this friend ask you to surrender current plan now to sign new one, then he really NOT a GOOD AGENT / FRIEND. He shd advise you what to do with current one, you still need it if any serious claim that new plan haven't pass waiting period. The most matter not how much insurance company will pay for his commission.. it is the cost insurance company will cover you, when you need it  Current policy (3k//year) 2017 allocated 43% 2018 allocated 43% 2019 allocated 76% 2020 allocated 76% 2021 allocated 85% 2022 allocated 85% 2023 allocated 100% His new proposal 2021 allocated 60% 2022 allocated 60% 2023 allocated 60% 2024 allocated 80% 2025 allocated 80% 2026 allocated 80% 2027 allocated 95% 2028 allocated 95% 2029 allocated 100% logically if salesman get more commission, meaning the actual price the buyer pay will exchange for lower value stuff? his higher commission mean, money is getting less for bang for buck? of course i know they service and is a business, but i did not ask him to approach me. he suprising text me, so is like try to sell me but of course he say got good stuff to share (in this case, better benefit for no additional increase premium & GE birthday & GE covid generous) want face to face meet and etc. i decline of course, cause sometime they are really convincing. This post has been edited by il0ve51: Dec 17 2020, 11:38 AM |
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