Life: 1M
CI rider: 300
Whole life start 26 yo for 40 years, no ILP.

$100/month, good deal?

I feel like cancelling life insurance tbh, no plan to get married knock someone up at the moment.

Thanks for the response.

ILP is a red line I will not cross personally, I would rather keep it simple and pay minimum amount required to get insured.

But again, I don't have any dependants and not sure if it will remain this way for foreseeable future. And will RM 1M will be too much?

No leh, but my agent said its a limited time offer with 20% premium discount for entire term.

But then I feel like giving it a pass coz I got 0 dependants now, I feel like my current short term CI coverage should be sufficient.