Haha don't think so

Hello all !

I'm surveying an insurance right now and not sure which is good but currently looking at Great Eastern takaful product called i-Great Aman.

1. I would like to know if its the right Company to start my insurance journey with due this is my first insurance ? Any tips ?

2. Do I always need to depend on my agent ?

3. Will there be any issues that I will face for claiming or hospitalisation when needed ?

4.Here is what were offered to me as below:

Monthly contribution: RM 200
Yearly contribution: RM 2400
Perlindungan Total Permanent Disability/Death : RM 60,000
Manfaat Khairat Kematian : RM 2,000
Manfaat Tambahan Pampasan penyakit kritikal : RM 25,000
Manfaat Kematian Kemalangan : RM 10,000
Manfaat Cacat Kekal Kemalangan : RM 10,000
Manfaat Emergency Accident Outpatient Treatment : RM 3,000

Medical Card Benefit
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✔Room & board RM150
Coverage up to 180 days
✔Annual limit RM 900,000
✔Lifetime limit = Unlimited
✔Full coverage Takaful (100% Great Eastern Takaful cover)
✔Hospitalisation Benefit. Daily Cash Allowance RM100, tambahan RM50 jika mendapat rawatan di hospital kerajaan.
✔Manfaat waiver. -Sekiranya peserta didiagnos salah satu dari 45 penyakit kritikal atau cacat kekal, caruman takaful peserta akan dipercumakan sehingga berumur 70 tahun.

Saving fund
=============================
10YRS - RM 9,588
15YRS - RM 16,811
20YRS - RM 22,819
30YRS - RM 25,260

Free Car Assistance program: 1 No. Plate Kereta