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 Insurance Talk V6!, Everything about Insurance

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edwin1002
post Jun 7 2020, 11:55 PM

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For life insurance whether it is worth to buy for term life 10 years because it is fixed price for 10 years?
For medical insurance, which one is most good in offering of the affordable price (online) and whether this medical insurance is necessary to buy it as we can go government hospital too?

This post has been edited by edwin1002: Jun 8 2020, 12:03 AM
edwin1002
post Jun 8 2020, 12:15 AM

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QUOTE(lifebalance @ Jun 8 2020, 12:03 AM)
The cost is already factored in for the next 10 years hence you will be paying a level term.

Depending on your purpose on why only 10 years, if it serves that purpose, sure go ahead with the plan.

Medical insurance covers both private and public hospital whichever company you choose.

As for premium, depending on your affordability and also the overall benefit that you're looking for yourself.
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which company got provide standalone medical card (RM100,000) with fixed premium price forever or maximum premium amount around RM2,000 to RM3,000 when 50-60 years old?
edwin1002
post Jun 27 2020, 09:59 PM

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for term life insurance coverage around 200k, for 30 years, which online insurance platform the best?
edwin1002
post Jun 28 2020, 04:14 PM

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QUOTE(adele123 @ Jun 28 2020, 12:38 PM)
Since you want online platform means you want cheap. Means you gotta research yourself?

Hint: cheap things no good, good things no cheap.

Hint 2: most of them have online. From aia to zurich, from A to Z

Hint 3: etiqa is cheap but is it good?
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Sure got research, just want share opinion only, i think lowyat here no just for 'profit' & 'business' purpose only. Sometime can explore of a bit affordable plan and not everyone is rich here and poor people still need to buy some affordable plan to protect ourself. "Sharing is caring"

This post has been edited by edwin1002: Jun 28 2020, 04:38 PM
edwin1002
post Oct 22 2020, 06:04 PM

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Any cheapest medical insurance (online or agent) recommend for age around 54 and 60? Coverage of medical can below than 100k
edwin1002
post Oct 24 2020, 08:42 AM

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QUOTE(ckdenion @ Oct 23 2020, 04:25 PM)
hi Edwin, not sure which is the cheapest though. perhaps its easier to recommend if you can let us know your budget instead. for example, budget less than RM3k per annum premium wink.gif
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Budget annum is less than 2k
edwin1002
post Oct 24 2020, 08:43 AM

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QUOTE(lifebalance @ Oct 23 2020, 04:36 PM)
What's your budget?

Age 54 and 60 which is male and female?

Smokers or not?
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Age 54 - Female - non smoker - high blood pressure
Age 60 - Male - Non smoker

Any online website can purchase? I wish to find the cheapest price.

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