Insurance Talk V6!, Everything about Insurance
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 May 16 2020, 06:42 PM
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#1
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Junior Member
338 posts Joined: Mar 2012 
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Hi, i never take any insurance before.
Been quote this from AIA(life link). Is it ok? Pampasan kematian - 500k Pampsan TPD - 500k Pampasan penyakit kritikal accelerated 250k Age limit 70 Cash value at 70 : 16k Waiver and save : inclusive Monthly : 300 This post has been edited by ajin999: May 16 2020, 06:47 PM |
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May 16 2020, 08:23 PM
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#2
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Junior Member
338 posts Joined: Mar 2012
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QUOTE(tyenfei @ May 16 2020, 07:30 PM) Halo friend, Hallo sir. Currently only ride on company medical benefit. seems ok to me. can't comment much without knowing your age/ occupations. for me I'll check more on fund history. waiver type is it inclusive TPD & CI waiver. Btw, as you mentioned "never take any insurance before" .. I'll strongly suggest you get medical plan coverage 1st if no extra budget   age 28 and executive. Could you elaborate on the fund history? do i need to select the fund or what? Sorry noobies here Tq |
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Sep 23 2020, 07:34 PM
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#3
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Junior Member
338 posts Joined: Mar 2012
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Hi Everyone,
I need your advice. just completed my health screening. All is good but the doctor said my heart rate a little bit low(due to im a sports person) based on the ecg and from echo nothing abnormal seen. Dr ask to go IJN if wanted to check more detail. Is this consider illness and do i require to declare this when to subscribe any insurance later? Thank you in advance guys! |
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Sep 23 2020, 08:12 PM
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#4
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Junior Member
338 posts Joined: Mar 2012
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QUOTE(lifebalance @ Sep 23 2020, 07:36 PM) Get a specialist to ascertain your condition. As long as there is a diagnosis, the insurance company can then offer you the policy with or without conditions The ecg is confirmed by MO and echo by specialist. Specialist ask to go IJN if want 2nd opinion and use other method which they dont have. |
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Sep 23 2020, 08:23 PM
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#5
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Junior Member
338 posts Joined: Mar 2012
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QUOTE(lifebalance @ Sep 23 2020, 08:14 PM) Submit the application first and see what the insurance company wants Means to declare “it” sir? |
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Sep 23 2020, 08:30 PM
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#6
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Junior Member
338 posts Joined: Mar 2012
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QUOTE(lifebalance @ Sep 23 2020, 08:26 PM) Yes of course Ok thank you sir. |
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Sep 23 2020, 10:21 PM
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#7
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Junior Member
338 posts Joined: Mar 2012
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QUOTE(lifebalance @ Sep 23 2020, 08:26 PM) Yes of course Another question sir, i already subscribe life insurance last 2 month. this recent finding could affect my life subscription?Tq |
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