I am currently paying RM189 p/month on Allianz PowerLink,
150k on Life,
150k on TPD
150 Medical

Currently my agent is trying to aggressively push some Allianz Rider which cost another RM200 on top of my existing RM189 which I have no idea what is it about.

Do you think I am over insured for a 24 healthy male? social smoker and no known health issue.
feel like cancelling my medical because health coverage is unlimited by employer

This post has been edited by TechnoG: Mar 9 2020, 09:46 PM