hi Taeee, for GE, all Smart Medic Xtra medical card got price revision starting 1st June 2020. your family members having the same medical card?

of course it will be more recommended to increase the premium. if you don't reply the letter, company will treat it as you don't agree to increase premium amount. so if you do not want to increase your premium, your plan will lapse earlier due to the increased of medical card cost of insurance.

for example, if you are willing to increase premium, the policy will sustain say until 78 years old. now with the increase of COI and not increasing the premium, your policy will sustain till 72 years old only. this is just an example ya.

Hi

If you don't increase your premium then your policy may lapse earlier due to insufficient money to maintain the policy at the same premium that you are paying now.

Chances are teh insurance company increased their cost of insurance or your plan differs from your other family member