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 Insurance Talk V6!, Everything about Insurance

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RiriRuruRara
post Jun 1 2020, 06:23 AM

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Hi guys wta does health insurance cover sex related injuries???
RiriRuruRara
post Jun 1 2020, 01:02 PM

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QUOTE(lifebalance @ Jun 1 2020, 10:42 AM)
Specifically what kind of sex related injuries ?
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Example you injured your private part?

QUOTE(ckdenion @ Jun 1 2020, 10:43 AM)
hi RiriRuruRara, sex related injuries is not in the exclusion list though. but i'd never try claiming this for my clients before. of course if really there is any injuries, first thing i will advise is go for treatment first if necessary.
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If they cover it it they will use the fund from the annual limit?
Bcs I see there is something called emergency accident outpatient what does this mean?
RiriRuruRara
post Jun 1 2020, 02:50 PM

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QUOTE(lifebalance @ Jun 1 2020, 01:04 PM)
Yes you can, under outpatient if it's not serious, otherwise you can claim under inpatient if surgery is required.

Outpatient would mean you're not required to be hospitalized to be treated. Normally the injuries are minor
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QUOTE(GE-DavidK @ Jun 1 2020, 01:07 PM)
Emergency accident outpatient is for injuries caused by accidents which don't need hospitalisation. As for annual limit, it is claimed for treatment requiring hospitalisation or surgeries in general.

For example, you fell down and dislocated your knee. You were admitted to emergency department of the hospital and the doctors fixed you on the spot. You are not required to stay overnight in the hospital.

Therefore, you can claim under this emergency accident outpatient.
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I see, so if you fall down but it is a more serious injury that need you to have surgery and be in hospital for a few days your health insurance will use the money from your annual limit??? If minor accident they use money from emergency accident outpatient?
RiriRuruRara
post Jun 1 2020, 05:41 PM

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QUOTE(lifebalance @ Jun 1 2020, 03:46 PM)
Correct
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Thanks you.

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