how much difference between smoker or non smoker policy? How about someone has quit smoking 10 years ago, can declare as non smoker?
Insurance Talk V6!, Everything about Insurance
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 Jun 18 2020, 08:39 PM
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Jun 19 2020, 04:05 PM
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QUOTE(lifebalance @ Jun 18 2020, 08:43 PM) As long as >1 year didn't smoke can consider as non smoker already. Oh, thanks for clarifying. Would the insurance company still check if want to make claims even though already declared as non smoker.Price difference depends on your age as well. Normally if you're younger i.e age 20 - 30, the price difference is like maybe RM10 - 20 monthly, but as you grow older, the gap difference is bigger, can be easily 200 - 500 monthly in difference. So there is no fixed %  |
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